Everyone gets in stringent financial situations often and nothing offers solace than having a shoulder to cry on or, well, lend from. Lending club is your best friend when it comes to giving you fast, easily accessible and very affordable loans. Ranging from $1000 to approximately $35000, these loans are available online through a few simple steps. These readily-available lenders have made credit acquisition quite reliable and sustainable. But how does an ordinary citizen access this loam? Here are a few pointers to getting the financial assistance from Lending Club. For starters, it will be vital for the applicant to get an offer letter from the Leading club.
1. Visit the website www.myinstantoffer.com. This is a very responsive website that will basically load on any browser.
2. The website will require you to key in a pre-approved 12 digit code that you will have gotten from your offer letter.
3. Complete the form presented to you. Once that is done, Lending Club will automatically check your rate.
Information required include vital information about you such as: name, address, city, state, date of birth, zip code and other such information. This basic information will determine your
interest rate consequently confirming for you whether or not you loan will be approved.
At this point you can get your loan if you are a subsequent borrower, but if it is your first time, more details will be required from you.
4. Provide your finer details.
Depending on whether your details are available at the Leading Club, you might have to give out your finer details such as social security number, employment and housing status and your
primary phone number. Once you have given these details, you will click next where you will be given the terms and conditions for the loan.
5. Wait for your loan
Once you have given out these details, await for communication on the progress of your loan.
Above are the steps required for online loan application through the Lending Club. A few details to note about this whole process include:
Who is the Leading Club?
This is practically the largest online credit marketplace that provides all forms of loans including business, personal and even medical loans. Their rates are usually very low for the borrowers and the investors usually get very attractive returns. Because of its massive market dominance, this is a very likely place to get credit histories of borrowers quickly and easily.
How do I get the funding code?
· More often than not, an offer letter is gotten from the Leading Club.
· The letter usually contains a Reply Card.
· The 12 digit funding code is usually found within the offer letter.
What do I benefit from this particular loan?
· Everything is done online. This makes it a fast, private and convenient process.
· There are literally no hidden fees for these loans.
· Medical financing can be easily applied online or through the network of more than 10,000 nationwide providers.
· The loans have no prepayment penalties.
Well, guess what, if you are in a fix and want a quick cheap loan, try Lending Club’s online platform through www.myinstantoffer.com.